Boat/Watercraft Insurance in Georgia

Weekends around here happen on the water. Lake Oliver, Lake Harding, Goat Rock, West Point, and the Chattahoochee itself all sit within an easy morning drive, and Mallard Insurance Group insures the boats that run them. As a proud sponsor of Ducks Unlimited, we are especially at home with the hunters and anglers in our client list.

Watercraft We Insure

• Bass boats, jon boats, and duck boats
• Pontoons and deck boats
• Ski boats, wakeboard boats, and cruisers
• Jet skis and other personal watercraft
• Sailboats, kayaks, and canoes

Coverage That Follows You Off the Trailer

A good watercraft policy protects the hull, motor, and trailer against collision, fire, theft, and storm damage, then adds the liability coverage that matters if someone is injured or another boat is damaged. From there we tailor the details: towing on the water, fuel spill liability, coverage for fishing gear, electronics, and tackle, and uninsured boater protection for the operator who has no coverage at all.

Will My Homeowners Policy Cover My Boat?

Only barely. Most homeowners policies include a small amount of coverage for very small craft and almost no liability protection once you are underway. Anything with real horsepower needs its own policy, and lenders typically require one on a financed boat.

Layup and Storage Savings

Because most Georgia boats sit still for part of the year, many carriers offer reduced rates during the months yours is stored. Combining it with your Georgia auto insurance can lower the cost further.