RV Insurance in Georgia

An RV is a vehicle, a vacation home, and a garage full of belongings all at once, which is exactly why a standard auto policy does not stretch to cover one. Mallard Insurance Group writes RV coverage for families heading to FDR State Park for the weekend, down to the Gulf for spring break, or up to the mountains for a month.

What We Insure

• Class A motorhomes and diesel pushers
• Class B camper vans and Class C motorhomes
• Travel trailers and fifth wheels
• Pop-up campers and truck campers

Coverage Built for a Home on Wheels

Alongside liability, collision, and comprehensive, RV policies carry endorsements you will not find on a car policy. Total loss replacement can pay for a comparable new unit rather than a depreciated value on a newer rig. Vacation liability protects you while the RV is parked and in use as a residence. Emergency expense coverage pays for lodging and travel home if a breakdown ends the trip early, and personal effects coverage handles the gear, bedding, tools, and electronics you keep on board. Roadside assistance matters here too, since a tow truck for a 38-foot coach is a different call than one for a sedan.

Do Travel Trailers Need Their Own Policy?

Your truck policy extends liability to a trailer while you tow it, but it will not repair or replace the trailer itself. A dedicated policy covers the unit, its contents, and your liability while it is set up at the campsite.

If You Live In It Full Time

Full-time RVers need liability coverage closer to what a Georgia home insurance policy provides. We write full-timer coverage and can layer umbrella insurance on top.